Business Financing

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Business 101: Working Capital

Every business needs working capital to either start up or to maintain smooth business operations.

A financial backer is paramount for small business success.  Reduce STRESS levels that will affect your business, family and your health now!!!

We Can Help You Find Financial Solutions to Your Working Capital Needs!

 

Invoice Factoring

Invoice factoring is the ideal solution for start-up businesses or those experiencing rapid growth. We specialize in invoice factoring services for mid-sized and small businesses covering a broad array of industries. The quick and simple factoring process enables businesses to obtain working capital in just a few days, rather than waiting weeks to complete the arduous bank loan process.
REQUEST A FREE ONLINE QUOTE.

Cash for invoices with factoring
Invoice Factoring for Business

Why do businesses choose invoice factoring?

 

Because invoice factoring is a source of FAST financing with no debt. It only takes 3-5 days to process the application and get your company funded. The funding obtained from factoring invoices can be used for the following:

Funding payroll
Hiring new employees
Paying taxes
Covering basic operating expenses
Paying vendors
Offering generous credit terms to customers
Boosting marketing efforts
Maintaining steady cash flow during seasonal downtimes
Managing rapid growth

Factoring Rates at 0.69% to 1.59% for 30 days

If you’ve been denied for bank financing in the past, it’s likely you’ll be approved for invoice factoring. Invoice factoring approval is based on your customers’ (account debtor) credit strength. Funding decisions are not based on your company’s financial history or debt-to-income ratios like traditional lenders.

Our financial partner offers flexible invoice factoring solutions including spot factoring, purchase order financing, recourse factoring and non-recourse factoring options. No minimums and no hidden fees!

Invoice factoring for fast cash flow
Factoring is a Debt-Free Solution

Business woman with a money tree

Why borrow money from banks when you can obtain the funding you need without the debt? Invoice factoring utilizes your cash that’s held up due to slow paying customers. By collateralizing your unpaid invoices, factoring provides instant cash flow without the lengthy application process, strict approvals and piles of paperwork. What’s even better is that there is no debt to be repaid. Once the application is complete, funds are credited to your account in only a few short days.

Invoice factoring services are tailored for small and mid-sized companies:

The application processes requires minimal paperwork.
Selling receivables at a discount does not add debt to your balance sheet.
Invoice factoring does not involve repayment from you.
Our clients receive funding within hours or days, not weeks or months.

Our financial partner is an expert factoring broker service that matches businesses of all sizes (small, mid-sized and large) with the best invoice factoring companies in the US, start factoring today!

REQUEST A FREE ONLINE QUOTE.[/vc_column_text][vc_empty_space height=”32px”][/vc_column][/vc_row][vc_row][vc_column width=”1/1″][vc_tabs][vc_tab title=”Services by Industry” tab_id=”1412578434-1-14″][vc_empty_space height=”32px”][shvc_accordion mode=”single”][shvc_accord_item title=”Payroll & Staffing Factoring” open=”false”]Staffing and Payroll Factoring Programs

FAST PAYROLL FACTORING FOR STAFFING AGENCIES

Need cash for payroll? Staffing payroll factoring will turn your outstanding invoices into cash today. This form of alternative funding, known as invoice factoring, can provide credit when you need it most. There’s a reason payroll factoring is quickly becoming the preferred financing method for the staffing industry. Factoring for staffing agencies is affordable, easy & fast. Approval is a cinch and your staffing company won’t be denied due to bad credit or lack of history.

Our financial partner works with temp staffing companies of all sizes. Whether your staffing agency has 5 or 5,000 employees, we’ll help you find the perfect cash flow solution for your business needs. It doesn’t matter if you are a recent staffing startup, or if you have been around for a while; you can depend on staffing factoring to take your business to the next level.

SAME DAY PAYROLL FACTORING FOR STAFFING

Funding payroll can be challenging, especially for growing staffing firms. Whether your agency needs a cash flow boost to hire new talent, extend payment terms to clients or increase marketing efforts, count on factoring companies for staffing to provide a steady source of working capital.

Our financial partner works to understand your company’s specific objectives and matches your business with the staffing factoring program that’s best tailored to your payroll funding needs. The initial application and funding process can be complete in as soon as 3 days. After you’ve been approved, your temporary staffing firm can take advantage of 24 hour funding for payroll.

FOR MORE INFORMATION OR REQUEST A FREE ONLINE QUOTE.

BENEFITS OF FACTORING FOR STAFFING AGENCIES

Cash to make payroll on time, every time
Cash to grow your staffing business
Simple paperwork and easy application process
Lowest rates in the factoring industry ranging from 0.69% to 1.59% for 30 days
No financial statements needed
No minimum amounts required for invoices
Flexible credit customized for your needs
We work with customer referrals
Full back office services are available

WHAT DO YOU MEAN WHEN YOU SAY “STAFFING FACTORING” OR “PAYROLL FACTORING?”

Temp staffing factoring enables you to sell your outstanding invoices and for an immediate cash advance. Staffing factoring companies buy your customer’s open invoice at a discount. Then, factoring companies advance your temp staffing agency the cash (up to 90% cash advance) and bill your customers at the terms they already have in place with you. When your customer pays in full, the remaining amount is returned to you, minus a small fee for factoring services.

Factoring payroll is a popular funding source for the temporary staffing industry. Since it’s not a loan, you won’t add any debt to your balance sheet. No minimum volumes are required, which means your staffing agency is free to factor as-needed. Why stress over clients who take 30, 60 or even 90 days to pay? Factoring staffing invoices will bridge your cash flow gaps and infuse your business with the reliable funding it needs to thrive.

WHICH STAFFING COMPANIES BENEFIT FROM PAYROLL FACTORING?

Is staffing factoring the answer to your payroll funding needs? If your clients pay on terms that require you to wait 15, 30, 45 or more days to collect payment, or if you’d like the chance to extend payment terms to attract new clients – factoring is a perfect solution. Factor Finders works with a variety of staffing businesses with unique cash flow challenges:

Companies waiting for payments from customers who are “slow pay”
Growing businesses with no credit histories or less than perfect credit
Staffing start-ups struggling with limited funds
Businesses facing seasonal sales patterns
Staffing agencies lacking the working capital to cover payroll

Our financial partner offers payroll factoring solutions for staffing companies of all sizes & stages. Whether you’re just starting up or have been in business for decades, we’re dedicated to finding the best factoring company for your business. Check out our article about what to look for when choosing a factoring company for your staffing agency.

PAYROLL FACTORING REQUIRES LITTLE PAPERWORK!

Unlike bank financing for staffing, factoring requires little paperwork and provides funding for staffing agencies within 24 hours. Here’s what documents are needed for the payroll factoring process:

Brief application

Most current aging report for your receivables

Customer list

Credit limit request

Invoices you wish to factor

Copy of DBA filing or Articles of Incorporation

Signed factoring agreement

FOR MORE INFORMATION OR REQUEST A FREE ONLINE QUOTE.[/shvc_accord_item][shvc_accord_item title=”Freight Factoring for Trucking Companies” open=”false”]Accelerate your cash flow & grow your business

Turn freight bills into instant cash with freight factoring. Our fast approval process will get you started factoring freight bills today. Waiting 30, 60 or even 90 days to get paid can severely strain your cash flow and make it tough to compete with the large carriers. Our freight factoring services can help you obtain the necessary cash for fuel, payroll, repairs, equipment and all your on-the-road expenses today.  With competitive factoring rates and no volume requirements, Factor Finders is a leading factoring service provider to the transportation industry.
Get paid upon load pick up with fuel advances. Get a quote and get funded!

Benefits of freight factoring

Same Day Funding on Copies
Fuel Advances (All factored loads are eligible)
Fuel Cards (Save big with fuel discounts at truck stops throughout the U.S. & Canada)
Free Credit Checks
24/7 Online Account Management

Why wait? Start here & get approved today!

Flexible Freight factoring PROGRAMS

We know flexibility is important. Whether you run one truck or one thousand, we’ll set you up with the freight factoring program that’s the perfect fit for your trucking business. Whether you want the peace of mind with non-recourse freight factoring or a recourse program with low fees, the choice is yours.
Trucking companies of all sizes benefit from fast cash with total flexibility

Recourse & Non-Recourse Programs
Month-to-Month Contract Terms
Freedom to Choose Which Freight Bills to Factor
No Minimum Volume Requirements
No Set-up Fees
No Hidden Fees

Trucking operations shouldn’t have to bypass high paying loads due to lack of cash flow. We are experienced with freight factoring for large fleets and small carriers. Whether you have one truck or an entire fleet, Factor Finders can help you obtain the capital you need with factoring.

We work with a worldwide network of freight factoring companies with experience in the trucking industry. We pride ourselves in getting to know your business in order to match you with the best freight factor for your needs. If you’re looking for the lowest fees and competitive programs, then you’ve come to the right place. Contact us today to customize a freight factoring program that works on your terms. Tell us what you’re looking for & we’ll do our best to fit you with the perfect transportation factoring solution for your trucking company.

Even if you’re currently factoring your freight bills, let us find you a better deal!
Transport your business to the next level BY FACTORING FREIGHT
Why Factor Freight?

Bad credit is OK because approval relies on your customers’ credit worthiness
No need to worry about cash flow patterns slowing you down
Initial funding does not dictate your credit line
Amount of available cash is unlimited and grows with your business

YOU CAN QUALIFY FOR FREIGHT AND TRUCKING FACTORING TODAY!

If you own a trucking business and are tired of waiting for customers and brokers to pay, you’re an excellent candidate for freight factoring. Even if you’re currently working with a factoring company, contact us to see if we can find you a better deal.
Freight factoring companies work with a variety of transportation businesses:

Owner-operators
Dump truck haulers
Freight brokers
Intermodal freight companies
Container freight companies
Long haul and local trucking
Transporters of automobiles
Hot shot trucking[/shvc_accord_item][shvc_accord_item title=”Medical Receivables Factoring” open=”false”]Medical Receivables Factoring

Medical factoring enables medical providers to provide qualify care through proven financial management strategies.

Medical accounts receivable factoring advances funds to medical providers who bill third-party vendors. These payors include commercial insurance companies, HMOs, Blue Cross/Blue Shield, Medicare, and Medicaid.

Medical cash
Apply Now!

Medical accounts receivable factoring is our niche market. Our medical factoring service bypasses bureaucratic billing structures and provides funds to the healthcare provider within days. Our network of medical factoring companies service the following:

Physicians
Nursing homes
Hospitals
Home healthcare companies
Rehabilitation/Physical Therapy companies
Durable medical equipment providers
MRI clinics
Radiology centers
Ambulance service providers
Laboratories

Factoring for Medical Staffing Companies

Temp-staffing businesses, including new start-ups, are eligible for our receivables factoring services. Medical accounts receivable factoring covers all agencies with a $5,000 to $10 million monthly sales volume range. Medical invoices should not be pledged to any other entity including Medicare, Medicaid, or an individual.
Medical Accounts Receivable Factoring Services for a Variety of Clients:

Start-ups less than 3 years old without the established credit history needed for bank loans
Those needing enough working capital to make payroll
Those strategizing about new facilities or other growth strategies
Those wanting to restructure and operate after bankruptcy
Those who would benefit from expansion acquisition financing[/shvc_accord_item][shvc_accord_item title=”Small Business Factoring” open=”false”]Small business factoring is the smart alternative to bank loans.

You don’t need to rely on bank loans! Small businesses can quickly improve cash flow by factoring invoices. Even if you’ve had trouble qualifying for other forms of financing, small business invoice factoring is a viable option. Bad credit is ok because invoice factoring is based on the credit of the company’s customers.

Why wait 30 to 90 days for bank funding and become saddled with debt to repay? Small business factoring provides instant cash with more flexibility and zero debt.
GET STARTED REQUEST A FAST AND FREE ONLINE QUOTE!

Our financial partner specializes in connecting the right factoring company with small and mid-sized businesses. Our factoring services benefit businesses of all sizes over a huge range of industries. Essentially, if your business delivers products or provides services to customers and have unpaid invoices – we can get you funded. Count on us to match your small business with a factoring company that will help you achieve your funding goals with the competitive rates and programs you’re looking for.
The application process is simple. Approval is quick. Invoice factoring is the smart funding solution for your business!

Small business factoring also helps businesses that have an existing credit line by using future invoices to repay the loan and clearing it from their balance sheet. They can also negotiate with the lending institution to subordinate receivables.

Start factoring small business invoices today
How does Small Business Factoring Work?

Factoring approval is based on the credit history of your debtors. First, factors will analyze the financial strength of your clients to determine the risk. The customer who owes on the invoice must have a decent repayment history to ensure the factor is not left with unpaid bills.  Once the invoice is sent to a factoring company, a business owner can receive a cash advance within 24 hours. This beats waiting the usual 30 or 60 days for payment and enables companies to offer more generous payment terms to their clients. Factoring business receivables will not add any debt to a balance sheet. It’s also flexible – companies can control the number and value of invoices pledged.

Once the factoring company approves your customers – say hello to cash flow!
Factoring receivables is fast!
    There is minimal paperwork required
    There is minimal underwriting required
    Initial funding decisions are made in three to five working days. After the initial approval, you’ll be eligible for same day funding.

Our financial partner offers flexible invoice factoring options that include recourse factoring, non-recourse factoring and spot factoring. When we say flexible, we mean it. Business factoring companies allow you to factor when you want, how you want, whom you want and for however long you want.

ADDITIONAL SMALL BUSINESS FUNDING SOLUTIONS:

Purchase Order Financing
Asset Based Lending
Payroll Funding
Government Contract Factoring
Unsecured Business Loans
BUSINESS FACTORING
Factoring companies for small businesses provide simple, same-day funding. Companies often start factoring business receivables because they need immediate cash, but many continue thanks to the many benefits of unlimited cash flow.

Factoring helps small business owners…

    Take advantage of early pay discounts from suppliers
    Improve their credit rating
    Extend client payment terms
    Increase marketing efforts
    Reduce collections expenses and administrative costs

Small business factoring is the way to a stronger financial base for a small or medium-sized business. If your business has account debtors with a good record of paying their debts, you’ll be eligible for business financing that is easier and more secure than a traditional loan. Partner with a business factoring company and get the cash flow necessary to grow today.
GET AN ONLINE QUOTE TODAY![/shvc_accord_item][shvc_accord_item title=”Factoring for Service Providers” open=”false”]Small business factoring is the smart alternative to bank loans.

You don’t need to rely on bank loans! Small businesses can quickly improve cash flow by factoring invoices. Even if you’ve had trouble qualifying for other forms of financing, small business invoice factoring is a viable option. Bad credit is ok because invoice factoring is based on the credit of the company’s customers.

Why wait 30 to 90 days for bank funding and become saddled with debt to repay? Small business factoring provides instant cash with more flexibility and zero debt.
GET STARTED FOR YOUR SMALL BUSINESS TODAY.

Our financial partner specializes in connecting the right factoring company with small and mid-sized businesses. Our factoring services benefit businesses of all sizes over a huge range of industries. Essentially, if your business delivers products or provides services to customers and have unpaid invoices – we can get you funded. Count on us to match your small business with a factoring company that will help you achieve your funding goals with the competitive rates and programs you’re looking for.
The application process is simple. Approval is quick. Invoice factoring is the smart funding solution for your business!

Small business factoring also helps businesses that have an existing credit line by using future invoices to repay the loan and clearing it from their balance sheet. They can also negotiate with the lending institution to subordinate receivables.

Start factoring small business invoices today
How does Small Business Factoring Work?

Factoring approval is based on the credit history of your debtors. First, factors will analyze the financial strength of your clients to determine the risk. The customer who owes on the invoice must have a decent repayment history to ensure the factor is not left with unpaid bills.  Once the invoice is sent to a factoring company, a business owner can receive a cash advance within 24 hours. This beats waiting the usual 30 or 60 days for payment and enables companies to offer more generous payment terms to their clients. Factoring business receivables will not add any debt to a balance sheet. It’s also flexible – companies can control the number and value of invoices pledged.

Once the factoring company approves your customers – say hello to cash flow!
Factoring receivables is fast!

There is minimal paperwork required
There is minimal underwriting required
Initial funding decisions are made in three to five working days. After the initial approval, you’ll be eligible for same day funding.

Offers flexible invoice factoring options that include recourse factoring, non-recourse factoring and spot factoring. When we say flexible, we mean it. Business factoring companies allow you to factor when you want, how you want, whom you want and for however long you want.
Business Factoring for Service Providers – The Simple Cash Flow Solution!

If you offer your professional services to businesses that are slow to pay, close your cash flow gap with Factor Finders’ invoice factoring for service providers!

Many companies outsource important but infrequent business operations to professional service providers rather than employing an in-house team. While these contracts are attractive, they may not give you sufficient working capital if their needs are cyclical or if they are unable to pay you in a timely fashion.

Bank loans may be an option if you can meet their stringent approval criteria. However, if you are just starting up, have faced financial difficulty in the past, or lack adequate collateral to secure your account then those conventional loans are likely out of reach.
Invoice Factoring Works for Service Providers!

Fortunately for service providers, invoice factoring is a viable option! Factoring is an alternative option for financing your invoices, which uses the invoices themselves as the base for advancing funds. Once you are approved, you can qualify to receive as much as 90 percent of your invoice value immediately with a reserve payment of the remainder when the factor collects.

Business factoring for service providers is a simple process:

Submit your valid, unpaid invoices for work completed.
The factoring company will verify the invoices and advance you money within 24 hours.
Your clients will pay the service factoring company directly.
The factor will send you the remainder of your invoice value, minus a small factoring fee.

Service provider factoring is an option in any service industry!

As long as you provide professional services to other businesses, you can factor those invoices for immediate cash. Factor Finders’ funding partners offer factoring for service providers in a number of practices:

Attorneys
Accountants/CPAs
Actuaries
Architects
Business Consultants
Educational Service Providers
Engineers
IT Service Providers
Janitorial Services
Marketing Firms
Public Relations Agencies
Security Guard Firms
Temporary Staffing Companies

This is just a short list of the professions we serve. If you provide services not covered here, contact us to learn more about factoring service invoices in your field!
Factoring offers service providers far more than access to cash.

When you choose factoring for service providers, you are choosing a complete business support system that goes above and beyond rejuvenating your working capital. Other important benefits of factoring your service invoices include:
Competitive rates

Our financial partner offers industry-low factoring rates to our service providers. You may qualify for rates as low as 1.59 percent for your service invoices!
Fast approval

Unlike the lengthy qualification process for a conventional loan, you can begin factoring in as little as 3 to 5 business days!
Approval with poor credit

Factoring for service providers is designed to support startup businesses and rehabilitate struggling ones. We base our funding decisions on your clients’ creditworthiness instead of your own, so you can be approved even if your credit score is less than ideal.
Same-day funding

Once you begin factoring, you have the opportunity to receive same-day transfers of your factored cash. Your factor may also offer next-day transfers for a lower fee.
Unlimited funding potential

Your factoring ability is based on your invoice volume – the more work you do, the more money you can receive! Our account managers can offer customized service provider factoring packages ranging anywhere from $5,000 to $10 million!
Credit building

Use the cash you receive however you need to keep your business running steadily. Cover day to day expenses or pay down old debt to improve your credit rating for future financing needs.
Greater control over operating costs

With no up-front costs and a standard fee, you can easily account for the cost of factoring on your balance sheet. You have the flexibility to fund as much as you need to maintain your cash flow, so you can control your costs by only submitting invoices when you need.

In addition, with easy access to working capital you can negotiate discounts and early payment incentives with your creditors. Your factoring company’s complimentary credit checking and collections services will also save you time and money that you can focus on other areas of your business.
You can start factoring your service invoices today!

All it takes to begin factoring for service providers is:

A short application
A current accounts receivable aging report
A list of customers you wish to factor
Articles of Incorporation, Articles of Organization or DBA filing
Copies of invoices you wish to factor

FOR MORE INFORMATION OR REQUEST A FREE ONLINE QUOTE.[/shvc_accord_item][/shvc_accordion][vc_empty_space height=”32px”][/vc_tab][vc_tab title=”Solutions for All” tab_id=”1412578434-2-1″][vc_empty_space height=”32px”][shvc_accordion mode=”single”][shvc_accord_item title=”All Industries Serviced” open=”false”]Staffing and Payroll Factoring
Freight Factoring
Cable and Telecommunications
Oil and Gas Industry Factoring
Manufacturing Factoring
Medical Accounts Receivable Factoring
Home Health Care Factoring
Construction Factoring
Consumer Receivables Factoring
Invoice Factoring for Technology Companies
Commercial Factoring
Engineering Factoring
Government Contract Factoring
Clothing and Textile Factoring
Agriculture Factoring
Armored Service Factoring
Equipment Leasing
Invoice Factoring for Service Providers
Factoring for Security Guard Companies
Factoring for Educational Providers
Factoring for Distributors
Invoice Factoring for International Customers[/shvc_accord_item][/shvc_accordion][vc_empty_space height=”32px”][/vc_tab][/vc_tabs][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][/vc_column_text][/vc_column][/vc_row]